Long Term Disability is intended to provide income in which situation?

Long Term Disability is intended to provide income in which situation?

• A. When you travel for work
• B. When you are unable to work for an extended period due to disability
• C. When you run a marathon
• D. When you buy a car

Answer: (B)

Long Term Disability protection provides income when you are unable to work for an extended period due to a disability. It’s designed to replace part of your earnings during a long recovery or adjustment, so you can meet essential expenses even when your paycheck stops. That’s why this option fits best: it describes being unable to work for an extended period because of a disability. The other scenarios—traveling for work, running a marathon, or buying a car—don’t involve losing the ability to work for a long time, so they aren’t the situations LTD is meant to cover.

Long Term Disability protection provides income when you are unable to work for an extended period due to a disability. It’s designed to replace part of your earnings during a long recovery or adjustment, so you can meet essential expenses even when your paycheck stops. That’s why this option fits best: it describes being unable to work for an extended period because of a disability. The other scenarios—traveling for work, running a marathon, or buying a car—don’t involve losing the ability to work for a long time, so they aren’t the situations LTD is meant to cover.